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Chapter 7 Bankruptcy

Chapter 7 of the Title 11 of the United States governs the process of liquidation under the bankruptcy laws of the United States. Chapter 7 is a form of bankruptcy in the United States.

Chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.

Social Security Disability Benefits

Social Security disability benefits have strict requirements that must be met. Some of these factors are physical and / or mental problems that restrict you from working for 12 months. You must not be able to perform any jobs in the national economy. Your past work history, age and education are used in the determination of transferability of skills in a claim for disability.

Additionally, you may qualify for the Supplemental Security Income (SSI) in addition to SSD benefits. These additional benefits are need based only. If you have never worked before, you may still be eligible for these benefits.


Elder Law

Elder Law is a relatively new area that addresses older persons. This area will help with estate planning, wills, trusts, arrangements for care, social security and retirement benefits, and elder abuse (physical, emotional, and financial).

There is a great demand for information regarding this new area of law. Elder Law has complexities of the laws and choices facing the senior citizens and disabled adults.

Wills and Estates

Every person should have a will to ensure that his / her wishes are carried out after death. Unfortunately, just telling a family member "I want Uncle Dan to have my collection of antique cars” does not mean that will happen unless a will exists.

A drafted will guarantees that your final wishes for the transfers of your remaining assets are fulfilled at death. If you or your loved one die without a drafted will, then the remaining assets are distributed under the intestate succession laws of North Carolina.

Contact us at Fuller At Law with your questions, comments or concerns.

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